Wednesday, March 18, 2020

Free Essays on Leavin’ On A Jet Plane

Recently I was on an air plane traveling to San Diego and I began to look around and notice the people in the cramped confines of the Boeing 707. I found out that the seats behind the over wing exits have less leg room than seats forward of the over wing exit. There are also great differences between the people from Amarillo to Albuquerque and the people from Albuquerque to San Diego. The staff on every flight was different than the last. What I’m trying to show is that people from different areas are as different as the areas they come from, and their true colors tend to show better while in mass transit. On the flight from Amarillo, which from this point will be referred to as AMA, to Albuquerque, which from this point on will be known as ABQ, I found that the people were generally pretty friendly and considerate. And by considerate I mean most of them didn’t lean their seat back so that you couldn’t use your try table, â€Å"which needs to remain in the full upright and locked position during take off and landing†, and the people behind you were not shoving things into the seat back pocket in front of you, constantly jabbing you in the ribs. On the other hand other people from ABQ to San Diego are rude and obnoxious. They tended to do all of the things that I mentioned above that the people from ABQ did not do. These in considerate thing just bug me and if you Want a tip if someone leans their seat back you take the air vent and direct over their head that will usually do it. I used it on the way back. The flight staff on the flight from AMA to ABQ was subdued partially because it was an afternoon flight and they were probably tired but usually they are professional and attentive. On the flight from ABQ to San Diego, that’s another story. They weren’t loud and obnoxious but they left a little bit of professionalism and tended to have a little more fun with the 137 some odd passengers that made up that over crowded flig... Free Essays on Leavin’ On A Jet Plane Free Essays on Leavin’ On A Jet Plane Recently I was on an air plane traveling to San Diego and I began to look around and notice the people in the cramped confines of the Boeing 707. I found out that the seats behind the over wing exits have less leg room than seats forward of the over wing exit. There are also great differences between the people from Amarillo to Albuquerque and the people from Albuquerque to San Diego. The staff on every flight was different than the last. What I’m trying to show is that people from different areas are as different as the areas they come from, and their true colors tend to show better while in mass transit. On the flight from Amarillo, which from this point will be referred to as AMA, to Albuquerque, which from this point on will be known as ABQ, I found that the people were generally pretty friendly and considerate. And by considerate I mean most of them didn’t lean their seat back so that you couldn’t use your try table, â€Å"which needs to remain in the full upright and locked position during take off and landing†, and the people behind you were not shoving things into the seat back pocket in front of you, constantly jabbing you in the ribs. On the other hand other people from ABQ to San Diego are rude and obnoxious. They tended to do all of the things that I mentioned above that the people from ABQ did not do. These in considerate thing just bug me and if you Want a tip if someone leans their seat back you take the air vent and direct over their head that will usually do it. I used it on the way back. The flight staff on the flight from AMA to ABQ was subdued partially because it was an afternoon flight and they were probably tired but usually they are professional and attentive. On the flight from ABQ to San Diego, that’s another story. They weren’t loud and obnoxious but they left a little bit of professionalism and tended to have a little more fun with the 137 some odd passengers that made up that over crowded flig...

Sunday, March 1, 2020

All About the Economics of Interest

All About the Economics of Interest What is Interest?: Interest, as defined by economists, is the income earned by the lending of a sum of money. Often the amount of money earned is given as a percentage of the sum of money lent - this percentage is known as the interest rate. More formally, the Glossary of Economics Terms defines the interest rate as the yearly price charged by a lender to a borrower in order for the borrower to obtain a loan. This is usually expressed as a percentage of the total amount loaned. Interest Types and Types of Interest Rates: Not all types of loans earn the same rate of interest. Ceteris paribus (all else being equal), loans of longer duration and loans with more risk (that is, loans that are less likely to be paid off) are associated with higher interest rates. The article Whats the Difference Between all the Interest Rates in the Newspaper? discusses the different variety of interest rates. What Determines the Interest Rate?: We can think of the interest rate as being a price - the price to borrow a sum of money for a year. Like almost all other prices in our economy, it is determined by the twin forces of supply and demand. Here supply refers to the supply of loanable funds in an economy, and demand is the demand for loans. Central banks, such as the Federal Reserve and the Bank of Canada can influence the supply of loanable funds in a country by increasing or decreasing the supply of money. To learn more about the money supply see: Why does money have value? and Why Dont Prices Decline During A Recession? Interest Rates That Are Adjusted for Inflation: When determining whether or not to loan money, one needs to consider the fact that prices go up over time - what costs $10 today may cost $11 tomorrow. If you loan at a 5% interest rate, but prices rise 10% you will have less purchasing power by making the loan. This phenomenon is discussed in Calculating and Understanding Real Interest Rates. Interest Rates - How Low Can They Go?: In all likelihood we will never see a negative nominal (non-inflation adjusted) rate of interest, though in 2009 the idea of negative interest rates became popular as a possible way to stimulate the economy - see Why Not Negative Interest Rates?. These would be difficult to implement in practice. Even an interest rate of exactly zero would cause problems, as discussed in the article What Happens if Interest Rates Go To Zero?

Friday, February 14, 2020

Wage Earnings in Australia Research Paper Example | Topics and Well Written Essays - 750 words

Wage Earnings in Australia - Research Paper Example This method has made it fairer for both the employee and employer while looking for jobs and at the same time while seeking for employees with good qualifications. Australian dollar is the currency used in payment of wages. A released data analysis indicates that mining, resource and energy jobs are the most highly paid ranging averagely $155, 042, - $121,913 per hour (Survey, 2012). Engineering jobs follow secondly while construction and consulting and strategy jobs are third and fourth respectively. Amongst the least paid jobs, include the administration and office support jobs, which earn averagely $56,820-$46,278. Minimum Wages Australia has a panel for fair work Ombudsman, which came into existence in 3rd June 2010. The work of the panel is to review the minimum wage an employee should earn. The panel reviews the wages every year and makes their announcement every 1st July annually. The panel also makes their findings public on the same day by publishing them on the government w ebsites and other potential site to bring employers to task with the current rates. The fair work panel also releases a minimum wage order that requires an employee not to earn any lower than the national minimum wage. Currently, the national minimum age is $15.96 per hour (Survey O. S., 2012). If an employee is a casual laborer, he or she is entitled to 23% casual lading wage. Fair work also takes part in monitoring and evaluating employers who contravene or go against the Law. Chris Evans the senator and minister of immigration and citizenship announced that temporary skilled workers in overseas should get payment similar to those paid to market rates. People under 21 years are referred to as junior workers and their rates re usually less than adults. However, different industries and occupations have different wages depending on the types of jobs done. Classification is under casual, permanent or sub contract basis. Subcontractors are not permanent employees and therefore the law of minimum wages does not apply in their case. Subcontractors have their own jobs and work at different hours and they earn commissions depending on how they negotiate with the contractors. The law is very tough on subcontractors and their employers. Under certain circumstances, an employer might subcontract an employee and pay him/her as an employee yet he/she is working as an employee of the organization or company. The trade unions describe how penalties, rewards, and allowances are earned. Most payments are done monthly in Australia but weekly wages still apply depending on the agreement with the employer. Australian law demands that employers provide their employees with pay slips before payment is done for verification. Superannuation is a retirement benefit scheme that any wage earner should pay. Nine percent of the total wage earned is always deducted for the payment of the retirement scheme. The money aims at retirement but can also be used in cases of injuries and illness . All the States in Australia have the command and rule over the salary of their educators. Data from the latest information indicate that all salaries from the Australian capital have a nine-point range. By 2003, South Wales had the highest paid teachers in Australia. The starting salary for trained bachelor of education teacher

Saturday, February 1, 2020

Indian Stock Exchanges Research Paper Example | Topics and Well Written Essays - 2250 words

Indian Stock Exchanges - Research Paper Example The researcher states that the Bombay Stock Exchange is â€Å"the oldest stock exchange in Asia† and one of the older ones in the world, having been in operation for 135 years. In 1875, it was known as the Native Share and Stock Brokers Association, and is sometimes known as the Stock Exchange Mumbai. It is astonishingly large: It has the most companies traded and is one of the top ten stock exchanges in the world with a total capitalization of $1.28 trillion. Its electronic trading handles the fifth largest number of trades in the world. It is the second stock exchange in the world to obtain ISO 9001:2000 certification and the second in the world to receive the â€Å"Information Security Management System Standard BS 7799-2-2002 certification for its BSE On-Line Trading System†. The BSE Index, SENSEX, is traded in Hong Kong. The BSE is a hybrid between an order-driven and market maker, quote-driven system. Historically, it used quote-driven systems, but anonymous scree n-based trading systems and the trading of debt and other loan-based assets is done using an order-driven system. However, quote-driven mechanisms still guide trading in many illiquid stocks. Trading occurs between 9:00 AM and 3:30 PM under most circumstances. This is about as long as the NYSE, which trades from 9:30 AM to 4:00 PM normally. The securities and stocks exchanged on the BSE are classified into a few different types of groups. â€Å"BSE has, for the guidance and benefit of the investors, classified the scrips in the Equity Segment into 'A', ‘B’,'T', ‘S', ‘TS' and 'Z' groups on certain qualitative and quantitative parameters†. These groups are classified based on the type of asset being traded, the way the asset is traded and an estimation of quality. F Group trading, for example, is of fixed income securities, while T Group trading are scrips traded per trade which is used for surveillance. S Groups are Indonext segment stocks, which means that TS Group stocks are Indonext stocks traded under trade-to-trade surveillance. Government securities are traded in the G Group. Z Group trades are companies that have failed to comply with listed requirements â€Å"and/or have failed to resolve investor complaints and/or have not made the required arrangements with both the depositories, viz., Central Depository Services (I) Ltd. (CDSL) and National Securities Depository Ltd. (NSDL) for dematerialization of their securities†. The BSE Sensex is calculated using a Free-float Market Capitalization Model. It is thirty blue-chip stocks, similar to the Dow Jones, which account for one-fifth of the capitalization of the exchange and are safe stocks with a proven track record. â€Å"The market capitalization is determined by multiplying the stock by the numbers of outstanding shares. This calculation is performed for all 30 stocks and then divided by the Sensex Divisor. The Divisor is derived from the original base value of 100 for the Sensex, so the index can be tracked over time. The Sensex is calculated every 15 seconds and then published to investors around the world in real-time† (. One study of the BSE found that a contrarian strategy, a strategy that tries to defy traditional wisdom such as Soros' famous pound-sterling coup.

Friday, January 24, 2020

Free College Essays - The Raven by Edgar Allan Poe :: Poe Raven Essays

The Raven The Raven written by Edgar Allan Poe is a very famous poertry. "The most obvious symbol is the Raven its self. Poe uses the non-reasoning raven because he wants to make us wondering why he had chosen the raven from all the other birds., and frustrate us by wondering why the raven is repeating the word nevermore. He is surprised to hear the bird speak and he thinks that no living human has ever had a bird just sit there and talk to him, and with such a name as Nevermore. This might be the point where he realises that he is dying. It is also important that the answers to the questions are already known, but in a way it helps to illustrate the self-torture the narrator exposes himself to. Another symbol is the Pallas. . It seemed that the bird had a purpose for being there. In the whole room the raven decides toperch on the Greek Goddess of Wisdom, because in a way or another he is trying to make us believe that the raven speaks from wisdom? Or was Poe just using a word only some could interpret? "And the Raven, never flitting, still is sitting, still is sitting On the pallid bust of Pallas just above my chamber door; And his eyes have all the seeming of a demon's that is dreaming, And the lamp-light o'er him streaming throws his shadow on the floor; And my soul from out that shadow that lies floating on the floor Shall be lifted NEVERMORE." Through this quotation the bird has disobeyed him and is just sitting above the door staring at him. His soul is caught under the bird shadow as he passes away and it is lifted up to heaven and his fair Lenore. Poe uses midnight and December for the time the story takes place because both represent an end to something, and alsothe anticipation of something new. A new year comes after midnight, also a new day; and December represents the end of a year. Finally when I picture the room the narrator is positioned in and remembering the past, remembering how weak and weary he felt. He remembers himself he was like a lonely and sorrowful, and the richly furnished room reminds him of his lost love,

Thursday, January 16, 2020

Comparison Paper 1: Effective Biblical Counseling Essay

The debate over proper models to use in counseling is one that Dr. Larry Crabb focuses on in his book, Effective Biblical Counseling. He explores the relationship that people have with each other as well as with God. Crabb provides the readers with a variety of approaches that can be used with intergrating the word and counseling. Primary Goal Author Lawrence J. Crabb opens by highlighting his prior book, Basic Principles of Biblical Counseling. In his introduction he points out how the problems in the life of Christians begin to surface as they begin to accept a greater fellowship with God and man. With these issues also comes the need for spending more time in the body of Christ. This may often include counseling. The primary goal that Crabb has is with creating a biblical model for counseling that can be integrated into the church. Development of Problems and Personal Needs With people licing out their lives, there comes a time when crisis may occur. Sometime there have been hidden issues within a person’s life for  years, however these issues may not manifest until that person seeks a deeper relationship with God and man. As a person seeks out truth and faithfulness, that person is able to find favour in the sight of God and man. (Proverbs 3:3-5) As the issues are hidden in the heart of man, they may not be able to properly articulate these issues but more importantly they may not have a clear understanding of the proper outlets to use to deal with these issues. Crabb expresses his ideas through stating that Christiaans have a call on their life to be encouragers to others. If as Christians we are not supporting or ministering to others as they go through storms, then we are failing them. A great deal of issues are surrounded by the maturity levels of Christians. As mentioned by Paul, the immature Christian tends to quarrel more while also reacting to their circumstances with negativity. On the other hand, the mature Christian seeks out Christ. As they seek out Christ, they are seeking to worship God and if they fall into trials of sin, they are able to fear the Lord and depart from evil. They are able to get to a place of reconciliation in a quicker way. Biblical Integration One thing that Crabb does is make reference to the Lord and his word. He references Paul as well as he quotes 2 Corinthians in his early chapters. As the book moves forward he continues to build the bridge of the model with the life of the Christian in both theology and pscychology. Formula for Change In making an attempt to integrate the bible with counseling, Crabb proves the read with 4 approaches. These include: separate but equal, tossed salad, nothing buttery and spoiling the Egyptians. With the separate but equal approach, theology and psychology is equal but can never be combined.

Wednesday, January 8, 2020

Paul of Tarsus Essay - Significant Teachings - 1419 Words

Paul of Tarsus Contribution to the development and expression of Christianity Paul of Tarsus (originally Saul of Tarsus) is widely considered to be central to the early development and adoption of Christianity. Many Christians view him as an important interpreter of the teachings of Jesus. Little is known of the birth and early childhood of Paul, then known as Saul. It is known in the scriptures that he was born in the city of Tarsus (Acts 22:3) located in the Roman province of Cilicia around the year 5 A.D. Saul left his home during his early adolescence and was taken to Jerusalem for his formal education in the most prominent rabbinical schools of that day. Young Saul had the privilege to be trained by Gamaliel, the most outstanding†¦show more content†¦On the road to Damascus the Lord intervenes in Saul’s life (Acts 9: 3-6) and he is genuinely converted during that encounter with the Lord Jesus. Under the ministry of Ananias (a disciple) he was also healed and filled with the Holy Spirit. Saul now known as Paul from that moment on immediate ly began preaching Christ in the synagogues of Damascus. Paul’s preaching was very convincing and disturbing to the Damascus Jews to the point where they desired to kill him. Therefore, the other Christian disciples assisted him in his escape by night (Acts 9:22-25) that he may escape to Arabia. Paul’s missionary Journeys were defining actions of him, he usually set foot with other companions and he endured hardships on these voyages. He was imprisoned, lashed and stoned several times and almost murdered once (2 Cor. 11:24-27). Paul’s distinctive contribution to Christianity is his heresy- the doctrine of salvation by faith. A salvation available not just to the descendants of Abraham, but to the pagan, non-Jewish world as well. When he was writing to those in the Roman capital, Paul makes the declaration that proved to be the cornerstone of all his writings Romans 1:16-17, â€Å"For I am not ashamed of the gospel; it is the power of God for salvation to everyone who has faith, to the Jew first and also to the Greek. For in it the righteousness of God is revealed through faith for faith; as it is written, ‘The one who is righteous will liveShow MoreRelatedAn Age Of Wisdom And Clarity996 Words   |  4 Pagesimages of Jesus in various states of crucifixion to constantly remind you of his sacrifice, a promise to you that you are forgiven and you have a place in heaven. Now, this essay is not for everyone, some people cannot function without a crutch, or life is so bad this is the only escape fr om reality that is possible, this essay is for those who like me as a child was so confused about the Christian religion, but could never isolate those reasons until entering an age of wisdom and clarity. His BirthRead MoreA History of Religion Essay2646 Words   |  11 Pages only to fade away in a blaze of glory. Some religions have lived though endless scrutiny and persecution only to rise into empires of vast wealth and power, challenged by none. Take into consideration the Christians, which we study later in this essay. Their perseverance and dedication through vast years of persecution and humiliation at the hands of the early Roman Empire, only later to be embraced by that same power. What caused these great happenings? What draws us to these religions, only to